Karmic Debts: How to Know If You Carry Them (And How to Heal Them)

Before anything else, let’s make one thing clear: karma is never a punishment.

You never choose to incarnate into a life where you are meant to be destroyed, abused, or sacrificed.

However, your soul may choose learning experiences, sometimes uncomfortable ones, that allow you to understand, repair, rebalance, or develop compassion.

It is within this context that we speak of karmic debts.

What Is a Karmic Debt?

A karmic debt refers to a lesson that has not yet been integrated in one or more past lives. As long as this lesson is not fully understood or transmuted, it may continue to influence your current life through repetitive patterns, relational challenges, or emotional and existential struggles.

This is not about fault or guilt. It is simply about experiences your soul has chosen to revisit in order to evolve.

How Can You Recognize a Karmic Debt in Your Life?

Karmic debts rarely show up in dramatic ways. More often, they are subtle — yet persistent. You may recognize them through:

• intense karmic relationships, often emotionally charged

• situations that repeat themselves despite your inner work

• specific recurring challenges (abandonment, rejection, power, dependency, guilt, sacrifice)

• a feeling of emotional déjà vu in certain experiences

• areas of your life where you put in a lot of effort, with little lasting result

On the other hand, some areas of your life may feel surprisingly smooth. This often points to karma that has already been balanced.

My Personal Experience With Karma

I came to understand which karmas were still active in my life — and which were already balanced — by observing both my challenges and my non-challenges, and by exploring my past lives through the Akashic Records.

For example, I have lived incarnations where I rejected others… and others where I was deeply rejected. In this lifetime, to balance that karma, I chose a natural gift for communication and a sincere desire to bring people together and build bridges.

I am also the mother of a child who carries a fear of rejection. Supporting them through their emotions teaches me deep empathy for those who live with this wound — karmic learning in action.

Conversely, I can clearly see where karma is already balanced. For instance, there is no karmic debt between my life partner and me: our relationship has been remarkably fluid, stable, and natural for over 15 years.

The Secret to Balancing Your Karma (It’s Simpler Than You Think)

We often look for complex rituals or advanced esoteric practices. Yet the foundation is extremely simple:

Be a good person.

Be responsible. Be honest with yourself.

Karma transforms when you choose, here and now, to act with integrity, compassion, and presence.

Exploring Your Karmic Debts Through the Akashic Records

To go deeper, I like to open the Akashic Records and ask the soul guides very specific questions, such as:

• Which past lives are at the root of my greatest karmic debts?

• Which karmic agreements am I currently working through in this incarnation?

• How can I balance the karma between my life partner and myself?

• What is my soul ready to release now?

The Akashic Records impose nothing. They reveal what is ready to be seen, understood, and transformed.

How I Can Support Your Karmic Healing

Exploring karma on your own can sometimes feel heavy or confronting. That’s why I’ve created resources to support you with clarity and gentleness:

Free Guide to the Akashic Records

A simple introduction to understanding the Akashic Records and beginning to connect with your inner wisdom.

👉 Download your Akashic Records guide here

Akashic Readings

To uncover your karmic debts, soul contracts, and the lessons behind your current challenges.

👉 Book your Akashic reading with Meli Guidance here

Akashic Reading Course

To learn how to open your own Akashic Records and support your personal karmic healing, at your own pace.

👉 Enroll in the Akashic Records reading course here

Each offering is designed to help you approach karma without fear, with compassion, awareness, and freedom.

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Frequently Asked Questions About Karmic Healing

What is a karmic debt?

A karmic debt refers to unresolved lessons from past lives that continue to influence your current life until they are healed.

How do I know if I’m in a karmic relationship?

Karmic relationships are often intense, challenging, and rich in lessons. They push you to grow, heal, and sometimes to release outdated contracts.

Can the Akashic Records really heal karma?

Yes. The Records reveal the root causes of karmic blockages. Through awareness and compassion, you can release old patterns and make new choices.

Is karma always linked to past lives?

Not necessarily. While many karmic patterns originate in past incarnations, karma can also be created in this life through your choices and actions.

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Meli Guidance is a certified advanced Akashic records practitioner, a past-life psychic and a channelling coach. She is also trained in oracle cards and tarot readings. Her specialty is helping people grow by reconnecting them with their soul’s purpose and life missions. She believes that by remembering our past lives and seeing what our life plan is for our current incarnation, we can achieve our future self’s highest potential. In addition to channelling spirit guides for people from all over the world in English and French, she offers online courses and coaching sessions to anyone who wishes to develop their ability to communicate with the invisible world.

Instagram @meliguidance

YouTube @meliguidance 

Last Updated: January 2026